![]() ![]() These charges can depend on the amount of the transaction. For example- Some banks charge Rs.5 on IMPS transactions. No, there is no limit on the number of online transactions, but some banks can charge fees for it. Is there a limit on the number of online transactions- NEFT/RTGS/IMPS? 50K, the bank may ask about the source of the cash. If you deposited beyond the specific minimum limit, say Rs. What is the maximum amount I can deposit without giving PAN? In a savings account, you can deposit from anywhere, maybe in the form of a loan, but there will be no tax for it. Your tax liability depends on your annual income. What is the minimum amount of money I can deposit/keep in my Savings Account without paying taxes? You can keep any amount in your savings account. There is no tax on keeping money beyond the 0% tax slab. It is not helpful for businesses since the transaction amount is limited per day/month.ĭo I have to pay tax on keeping money beyond the 0% tax slab?.Since there is more liquidity, there is a tendency for higher spending.A savings account should not be treated as an investment, and it’s used to manage the expenses. ![]()
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